Practical money guides for your first years of work.
KORVO helps people who earn a regular wage or salary see where their pay goes, build a budget that adds up, and save on purpose. Plain language, your own numbers, no judgement.
Deniz's check-in
18 of 30 days
Budget income 2,400. Plan: every unit has a job.
- Commitments 1,065
- Essentials 430
- Savings 440
- Wants 465
- Eating out88%
- Personal70%
- Groceries66%
- Flexible money27%
Eating out is ahead of the month. Deniz moves 30 from flexible money; the plan still adds up.
Who KORVO is for
- You are in your first few years of regular paid work.
- You are paid weekly, every two weeks or monthly.
- You pay your bills, but you could not say exactly where last month's pay went.
- You may have tried budgeting before, and it did not stick.
Written for employees anywhere. Examples use a neutral unit of money, and the method starts from your take-home pay, so it does not depend on your country's tax rules.
How the method works
- Understand.See your money clearlyFind your real take-home income and track where your pay actually goes.
- Organise.Design a budget that adds upPlan commitments, essentials, savings and set-asides, then wants, until every unit has a place.
- Improve.Make it work in real lifeA ten-minute weekly check-in and a monthly review keep the plan matched to real months.
Not on sale yet. We are testing it with readers first.
Our first guide: The Budget Blueprint
Ten short chapters that take you from your real take-home pay to a monthly budget that adds up, then keep it working with a weekly check-in. Worked examples follow three fictional people through the whole process.
- 10short chapters
- 15illustrated pages
- 12printable worksheets
Free tools
Five small calculators that follow the guide's method. They run in your browser: nothing you type is sent anywhere.
- 1Budget incomeTurn weekly, fortnightly or monthly pay into the figure your budget is built on.
- 2Yearly and irregular costsTurn insurance, gifts and other yearly costs into one steady monthly line.
- 3Does my plan add up?Check that your budget income minus your plan comes to exactly zero.
- 4Savings goalSee how long a goal will take, or what to save each month.
- 5Check-in paceAt your weekly check-in, see which categories are ahead of the month.
What we will not do
- Promise wealth, quick fixes or a particular savings result.
- Recommend specific banks, apps or financial products.
- Ask you for bank details, or sell anything we learn about you.
Get in touch
Questions, ideas, or interested in helping us test the first guide? Email us at
wearkorvo@gmail.com